DUI Solutions
SR-22 Insurance: Costs, Requirements & Helpful Solutions
What is SR-22 insurance?
An SR-22 certificate filed by your insurance carrier that proves you have the minimum auto liability insurance mandated by your state.
It’s not a separate type of DUI auto insurance but an add-on to your current auto insurance policy that provides proof of financial responsibility.
Filing an SR-22 (FR-44 in Florida and Virginia) may not increase your premium directly, but it flags you as a high-risk driver, which can result in higher insurance costs. DUI.org can connect you to a licensed insurance specialist who can help you compare SR-22 insurance quotes from multiple DUI-forgiving carriers to find the most affordable option.
Availability
Not all insurance companies offer SR-22 requirements-related services. You’ll have to check to see if your current insurance carrier can offer you the high-risk liability coverage you need. DUI.org can connect you with trusted insurance experts who work with DUI-forgiving carriers.
Cost
SR-22 certificates typically cost a filing fee of $15–$50, but insurance premiums may increase depending on your driving history and state requirements. Comparing multiple quotes can save hundreds annually. Contact DUI.org today for assistance finding affordable SR-22 coverage.
How Long You’ll Need It
Most states require high-risk drivers to carry an SR-22 certificate for three years, but laws vary. Licensed insurance experts will help you understand your state’s specific SR-22 requirements and provide the support you need to stay compliant.
Your need for non-owner insurance
Even if you don’t own a car, you may still be required to file an SR-22 for DUI auto insurance. This is known as non-owner insurance, and you’ll need it to legally drive a car that you borrow. Our DUI auto insurance specialists can help you explore SR-22 non-owner insurance options tailored to your needs.
Featured Solution
Breathe Easy Insurance
Breathe Easy’s experts shop your policy needs with DUI-forgiving carriers to give you your most affordable SR-22 insurance quotes. They can also handle filing your SR-22 certificate.
Trusted High-Risk Insurance Services
- Licensed Experts: Get connected with experienced insurance agents specializing in high-risk affordable SR-22 and FR-44 coverage.
- Full-Service Support: Licensed insurance agents help you through every step of the SR-22 purchase and filing processes.
- DUI Insurance Specialists: Get assistance tailored to your post-DUI requirements.
- Competitive Quotes: Compare policies from multiple carriers to find the best fit for your situation, even if you don’t own a car.
Speak with an SR-22 Insurance Expert for Personalized Quotes
Call (833) 386-8753 to talk with a licensed SR-22 expert and get your insurance quote.
Unsure where to start? Contact us and we can help with next steps.
Frequently Asked Questions
SR-22 Insurance FAQs: What You Need to Know
Where can I get SR-22 insurance?
DUI.org can connect you with a licensed SR-22 and FR-44 insurance expert who can help you secure SR-22 insurance and guide you through the process. Call us at (833) 386-8753 to get connected today.
What is FR-44 insurance?
FR-44 insurance is similar to SR-22 but requires higher liability limits and is typically mandated for DUI convictions in Florida and Virginia. Like SR-22, it’s a certificate proving your insurance coverage meets state requirements.
How long will I need SR-22 insurance?
The length of time you’ll need SR-22 insurance varies by state but is typically up to 3 years. DUI.org can connect you with an insurance expert to help you understand the specific requirements in your area—call us at (833) 386-8753.
What Can I Ask an Insurance Specialist About?
You can ask about SR-22 and FR-44 insurance requirements, whether you need affordable SR-22 coverage for a vehicle or a liability-only non-owner policy. Our specialists are here to provide clarity and help you find the right option for your needs.
How Quickly Can I Get an SR-22 Certificate?
If you need a new policy, you can complete the process over the phone in just minutes. Once your policy is purchased, your SR-22 certificate can typically be filed with your state within 24–48 hours, provided electronic filing is available.
Can I Switch Insurers While Carrying an SR-22?
Yes, you can switch insurers, but maintaining continuous coverage is crucial. You’ll also need to file a new SR-22 with your state. A licensed DUI auto insurance specialist can guide you through every step to ensure a smooth transition.
How Long Will I Need SR-22 Insurance?
The need for and duration of SR-22 insurance depends on your state’s laws regarding SR-22 requirements but is typically required for up to three years. DUI.org can connect you with an insurance specialist who will explain the specific requirements for your situation. Call now to find the best SR-22 insurance options.
Testimonials
They are amazing! From helping me set up my interlock to insurance to enrollment. For being my first time I was so confused and didn’t understand much they put it in the easiest way for me to understand…They don’t judge and want the best for you. Especially in hard times like this.
– Perla
Definitely helped. It’s good to have some one or place to aid in a process as this. Also great to have staff that’s intelligent with patience while dealing with the typical red tape.
– John
Helped with everything I need to reinstate my drivers license after a dui. Helped with every step and was very nice and informative.
– Teddy
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